Pamojaby Protend
Built for Tanzania’s community finance teams

Run every group, payment and decision with confidence.

Give members a clear view of their money while your team manages groups, collections, loans and approvals from one trusted workspace.

Find a group near me Bring my institution to Pamoja
Tanzania geography built inEnglish and Kiswahili readyMobile-first

ABC Community Finance

Institution overview

Healthy

Total portfolio

TZS 8.4B

+8.4%

Repayment rate

94.7%

+1.2%

Active groups

1,284

+12

Members

32,450

+186

Portfolio · 12 months

▲ 18.6%

49 approvals waiting

Oldest has waited 2 days

Operating across 31 regionsSample data

One action, one connected story

Follow a member’s contribution from payment to institution oversight.

Pamoja keeps the member, group, field officer and institution on the same financial story—without repeating forms or losing context.

Find a group near me

  1. 01

    A member contributes

    Their payment is explained in everyday language and allocated to the right group funds.

  2. 02

    The group closes its meeting

    Attendance and collections reconcile before anything is posted.

  3. 03

    A field officer sees what needs attention

    Scope-aware follow-up focuses on the right group and location.

  4. 04

    The institution acts with confidence

    Portfolio health, approvals and an immutable audit trail stay connected.

Built for trust

Clear to members. Controlled for institutions.

Pamoja gives every person the right view, makes every important decision explainable and keeps financial history trustworthy.

Your members understand their money

Savings, shares, loans and receipts are explained in everyday language with a clear next action.

Your team sees what needs attention

Field teams and leaders work from focused queues for the groups and locations they are assigned.

Every decision has a history

Approvals record who acted, when they acted and why—without silent changes to financial records.

You grow without losing control

Add operating areas, groups and staff while each institution remains securely separated.

Clear to members. Controlled for institutions.

Pamoja gives every person the right view, makes every important decision explainable and keeps financial history trustworthy.

Join through PamojaRequest your institution workspace

A conversation before a commitment

Need something tailored to your institution?

Tell us what you manage today, what is difficult, and what a successful rollout should feel like. A real person from Protend will reply.

We normally reply within one business day.

Write us an emailRequest a workspacehello@protend.com